Commercial Liability

Damage to Premises Rented to You  
This policy will pay up to a specified limit if you are responsible for damages to the premises you rent or occupy
if the damage results from fire, lightning or explosion.

Personal and Advertising Injuries
This policy is designed, to protect your business from claims of false arrest, malicious prosecution, libel, slander,
wrongful eviction, discrimination or humiliation, or invasion of the right of privacy. We can also protect you if
others claim you infringed on their copyrights in your advertisements or that you copied their advertising ideas.

Medical Payments
This coverage is designed to pay applicable medical costs if someone is injured on your premises and needs
medical treatment.

Bodily Injury and Property Damage Liability
If your business is held liable for someone's injury or property damage, this policy would help protect you
against financial loss.

Computer Fraud
This coverage helps protect you if someone steals your money, securities or other property "electronically"
through the computer.

Employment Practices Liability
This coverage is designed to protect employers who are sued for sexual harassment, wrongful termination or
discrimination.
Trout Insurance is a full line insurance agency located in Asheville, NC.  Trout Insurance offers life, health, disability, Medicare supplement, long term care insurance home and auto insurance for
individuals as well as college funding  and retirement planning.  Christopher Smith, Dave Trout, Jan Trout and Ralph Redpath are independent insurance agents with Trout Insurance.  Christopher Smith
specializes in group health insurance, employee benefits, insurance needs for business owners, key person disability insurance, disability buy out insurance, individual life insurance, short term health
insurance,  disability insurance, long term care insurance, group long term care insurance and critical illness insurance.  
Dave Trout specializes in life and disability insurance, Medicare supplement
insurance, retirement planning for individuals and businesses, commercial business insurance and college funding.  
Jan Trout specializes in individual health insurance.   Ralph Redpath specializes in
home and auto coverage.  Web site design by
Christopher Smith.  Agency photo by Jason Sanford.