Employee Benefits
We offer a complete menu of benefits for your employees including group health insurance, dental, vision, life,
short and long term disability, critical illness, long term care and accident insurance.  We also offer Section 125
pre-tax plans and FSA plans with seamless administration at no additional cost.

Many carriers offer package savings for ancillary benefits (dental, vision, life insurance, short and long term
disability and long term care).  

Even if you do not have group health insurance, you can establish a stand alone group dental, group life
insurance or a group short term or long term disability plan.  The rates and benefits on these plans exceed what
is available on the individual market and can be an important part of your company benefit plan.

Let us show you how these plans could work for your employees.  Please click here to request more information.
Trout Insurance is a full line insurance agency located in Asheville, NC.  Trout Insurance offers life, health, disability, Medicare supplement, long term care insurance home and auto insurance for
individuals as well as college funding  and retirement planning.  Christopher Smith, Dave Trout, Jan Trout and Ralph Redpath are independent insurance agents with Trout Insurance.  Christopher Smith
specializes in group health insurance, employee benefits, insurance needs for business owners, key person disability insurance, disability buy out insurance, individual life insurance, short term health
insurance,  disability insurance, long term care insurance, group long term care insurance and critical illness insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement
insurance, retirement planning for individuals and businesses, commercial business insurance and college funding.  Jan Trout specializes in individual health insurance.   Ralph Redpath specializes in
home and auto coverage.  Web site design by Christopher Smith.  Agency photo by Jason Sanford.