Group Health Insurance
We represent all the major carriers including Blue Cross Blue Shield of North Carolina, United HealthCare, Well
Path, Assurant, Cigna and Aetna; we will shop your coverage to find the most effective plan and competitive
premium.  We transfer the burden of shopping your coverage from your desk to ours.

We can provide several innovative alternatives including
health reimbursement arrangements, dual option
plans, FSA and HSA plans.   

We help over 80 companies in our area, from one person professional corporations to large employers with
employees in several states.  We are always available to assist your employees with policy questions,
procedures and claims issues.

Are you frustrated with the "one size fits all" dilemma of group health insurance?  Would you like a plan where
employees could choose the benefits that accomodate their individual health care needs?  Sound too good to
be true?  
Click here to fnd out more.

For information on the new Health Care Tax Credit for Small Business, please
click here.  

Think your company is too small for group Insurance?  We have developed several strategies to help you
provide benefits for your valuable employees.  To request more information, please
click here.
Trout Insurance is a full line insurance agency located in Asheville, NC.  Trout Insurance offers life, health, disability, Medicare supplement, long term care insurance home and auto insurance for
individuals as well as college funding  and retirement planning.  Christopher Smith, Dave Trout, Jan Trout and Ralph Redpath are independent insurance agents with Trout Insurance.  Christopher Smith
specializes in group health insurance, employee benefits, insurance needs for business owners, key person disability insurance, disability buy out insurance, individual life insurance, short term health
insurance,  disability insurance, long term care insurance, group long term care insurance and critical illness insurance.  
Dave Trout specializes in life and disability insurance, Medicare supplement
insurance, retirement planning for individuals and businesses, commercial business insurance and college funding.  
Jan Trout specializes in individual health insurance.   Ralph Redpath specializes in
home and auto coverage.  Web site design by
Christopher Smith.  Agency photo by Jason Sanford.