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To Whom It May Concern,
“Another Rate Increase”
In May 2009, I received my renewal notice for our group health insurance. As I expected, the rates were
going up again. After having the same carrier for many years, I decided this was the year to explore
options.
I met with Dave Trout and Christopher Smith of Trout Insurance. Christopher listened to what I said and
mentioned that it would not cost anything or take more than a half hour of my time to initiate a quote; Trout
Insurance had saved small businesses tens of thousands of dollars on their group health insurance and
wanted to see if that was possible for Bryan Easler Toyota. I said, “Let’s do it!”, but I wanted an identical
plan: same deductible, same co-pays, same prescription drug coverage.
The result was over whelming success, with an annual savings of more than $60,000 off our renewal
premium!
The dealership itself will save almost $45,000 on our contribution to the health plan. Our employees’ rate
will actually decrease over $50 a month. It was like giving them a raise, which is certainly welcome in these
tough economic times.
We realized this tremendous savings and essentially kept our same plan design; no increase in the
deductible, same co-insurance, same co-pays.
Dave & Christopher stressed to me the importance they put on service and communication; not only to me
as the group administrator, but to the staff themselves. Trout Insurance met with our employees to get
them oriented to their new coverage. Most importantly, Dave Trout and Christopher Smith gave each
employee their business card and encouraged them to call if they ever had a problem. Some of our
employees have taken up their offer and each time Trout Insurance handled the issue quickly and
efficiently.
Health benefits help us retain our employees, and controlling insurance premiums helps our bottom line.
Trout Insurance has the tools and ability to shop our coverage when we renew to help keep our coverage
effective and affordable. When they call, I recommend that you listen to what they say.
Thank You,
Stephanie Easler
Bryan Easler Toyota
Hendersonville, North Carolina
“Another Rate Increase”
In May 2009, I received my renewal notice for our group health insurance. As I expected, the rates were
going up again. After having the same carrier for many years, I decided this was the year to explore
options.
I met with Dave Trout and Christopher Smith of Trout Insurance. Christopher listened to what I said and
mentioned that it would not cost anything or take more than a half hour of my time to initiate a quote; Trout
Insurance had saved small businesses tens of thousands of dollars on their group health insurance and
wanted to see if that was possible for Bryan Easler Toyota. I said, “Let’s do it!”, but I wanted an identical
plan: same deductible, same co-pays, same prescription drug coverage.
The result was over whelming success, with an annual savings of more than $60,000 off our renewal
premium!
The dealership itself will save almost $45,000 on our contribution to the health plan. Our employees’ rate
will actually decrease over $50 a month. It was like giving them a raise, which is certainly welcome in these
tough economic times.
We realized this tremendous savings and essentially kept our same plan design; no increase in the
deductible, same co-insurance, same co-pays.
Dave & Christopher stressed to me the importance they put on service and communication; not only to me
as the group administrator, but to the staff themselves. Trout Insurance met with our employees to get
them oriented to their new coverage. Most importantly, Dave Trout and Christopher Smith gave each
employee their business card and encouraged them to call if they ever had a problem. Some of our
employees have taken up their offer and each time Trout Insurance handled the issue quickly and
efficiently.
Health benefits help us retain our employees, and controlling insurance premiums helps our bottom line.
Trout Insurance has the tools and ability to shop our coverage when we renew to help keep our coverage
effective and affordable. When they call, I recommend that you listen to what they say.
Thank You,
Stephanie Easler
Bryan Easler Toyota
Hendersonville, North Carolina
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| Trout Insurance is a full line insurance agency located in Asheville, NC. Trout Insurance offers life, health, disability, Medicare supplement, long term care insurance home and auto insurance for individuals as well as college funding and retirement planning. Christopher Smith, Dave Trout, Jan Trout and Ralph Redpath are independent insurance agents with Trout Insurance. Christopher Smith specializes in group health insurance, employee benefits, insurance needs for business owners, key person disability insurance, disability buy out insurance, individual life insurance, short term health insurance, disability insurance, long term care insurance, group long term care insurance and critical illness insurance. Dave Trout specializes in life and disability insurance, Medicare supplement insurance, retirement planning for individuals and businesses, commercial business insurance and college funding. Jan Trout specializes in individual health insurance. Ralph Redpath specializes in home and auto coverage. Web site design by Christopher Smith. Agency photo by Jason Sanford. |
