Once you turn 65 and retire, Medicare becomes your primary health insurer.  If you are enrolled in Social
Security you are automatically signed up for Medicare upon turning 65.  Medicare supplemental insurance
will reimburse you for the out of pocket costs of Medicare covered services (such as co-payments or
deductibles) as well as for costs Medicare doesn't cover, such as coinsurance for skilled nursing care and
hospice stays or emergency overseas medical care.

We offer the top carriers for these plans, and can help you with Part D coverage.  For more information,
please click here.
Medicare Supplement Insurance
Trout Insurance is a full line insurance agency located in Asheville, NC.  Trout Insurance offers life, health, disability, Medicare supplement, long term care insurance home and auto insurance for
individuals as well as college funding  and retirement planning.  Christopher Smith, Dave Trout, Jan Trout and Ralph Redpath are independent insurance agents with Trout Insurance.  Christopher Smith
specializes in group health insurance, employee benefits, insurance needs for business owners, key person disability insurance, disability buy out insurance, individual life insurance, short term health
insurance,  disability insurance, long term care insurance, group long term care insurance and critical illness insurance.  Dave Trout specializes in life and disability insurance, Medicare supplement
insurance, retirement planning for individuals and businesses, commercial business insurance and college funding.  Jan Trout specializes in individual health insurance.   Ralph Redpath specializes in
home and auto coverage.  Web site design by Christopher Smith.  Agency photo by Jason Sanford.