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| Trout Insurance is a full line insurance agency located in Asheville, NC. Trout Insurance offers life, health, disability, Medicare supplement, long term care insurance home and auto insurance for individuals as well as college funding and retirement planning. Christopher Smith, Dave Trout, Jan Trout and Ralph Redpath are independent insurance agents with Trout Insurance. Christopher Smith specializes in group health insurance, employee benefits, insurance needs for business owners, key person disability insurance, disability buy out insurance, individual life insurance, short term health insurance, disability insurance, long term care insurance, group long term care insurance and critical illness insurance. Dave Trout specializes in life and disability insurance, Medicare supplement insurance, retirement planning for individuals and businesses, commercial business insurance and college funding. Jan Trout specializes in individual health insurance. Ralph Redpath specializes in home and auto coverage. Web site design by Christopher Smith. Agency photo by Jason Sanford. |
Multi Choice Group Health Plans from UnitedHealthcare
Choosing a health insurance plan for your small business would be easy if your employees were all the same.
But they’re not.
There are younger and older adults, some are single, some have families and some may need more medical attention than
others. Each person may have different health concerns or preferences when it comes to health care benefits.
How can you, the business owner, offer a plan that meets your employees' varied needs?
Our Answer: Multi Choice from UnitedHealthcare.
With Multi Choice, you purchase a single insurance package which includes multiple benefit design options designed to fit the
needs of your employees. This is available to groups as small as two employees.
No matter which plan or how many plans you choose, you control your cost through a defined contribution. You set the amount
you are willingly to pay for employee benefits, choose the type and number of plans to offer, and then the employees can choose
the plan that is the best fit for their situation.
All of the plans are administrated as a single unit so billing and paperwork are easy.
For more information, please click here.
Trout Insurance is proud to offer UnitedHealthcare's Multi Choice as an option for our small business clients. In fact,
Christopher Smith was one of the first agents in North Carolina to place a Multi Choice plan with a group.
Choosing a health insurance plan for your small business would be easy if your employees were all the same.
But they’re not.
There are younger and older adults, some are single, some have families and some may need more medical attention than
others. Each person may have different health concerns or preferences when it comes to health care benefits.
How can you, the business owner, offer a plan that meets your employees' varied needs?
Our Answer: Multi Choice from UnitedHealthcare.
With Multi Choice, you purchase a single insurance package which includes multiple benefit design options designed to fit the
needs of your employees. This is available to groups as small as two employees.
- A young single who’s willingly to have a higher deductible? Consider it done!
- Married with children and wants a plan with co pays and lower deductible? Absolutely!
- A middle age saver who wants to build up a health care emergency fund with a Health Savings Account? No problem!
No matter which plan or how many plans you choose, you control your cost through a defined contribution. You set the amount
you are willingly to pay for employee benefits, choose the type and number of plans to offer, and then the employees can choose
the plan that is the best fit for their situation.
All of the plans are administrated as a single unit so billing and paperwork are easy.
For more information, please click here.
Trout Insurance is proud to offer UnitedHealthcare's Multi Choice as an option for our small business clients. In fact,
Christopher Smith was one of the first agents in North Carolina to place a Multi Choice plan with a group.
